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Home › Finance Information
Would you like to spread the cost of your purchase? If you are resident in the UK we can offer 0% finance plans on selected items over £390.00, the entire process is paperless and a decision will be made within 10 seconds of placing your order. Applicable items have a Pay4Later buy button on the product detail page, most items over £390.00 in value that are not marked as on sale or pre-owned are eligible for finance.
A minimum 10% deposit will be required, up to a maximum of 50%. Below is an example order using 12 months interest free credit, as well as a list of all the available 0% finance deals.
If you would like to spread the cost of an item that is not eligible for 0% finance please call us on 0800 977 4391 during working hours for alternative available plans and interest rates.
Value of order: £1,500.00
Total Amount Repayable: £1,350.00 at 0% APR.
* Indicates a minimum 10% deposit needs to be paid, up to a maximum of 50%.
AVAILABLE FINANCE PLANS
Francis & Gaye Ltd, Unit 18, First Floor, West Orchards Shopping Centre, Coventry, West Midlands, CV1 1QX
Loan agreements are only available to UK residents over 18, subject to status, terms and conditions apply. Finance is only available on products/orders over £390.00 that display a 'BUY Pay4Later' finance button on the product detail page, a minimum deposit of 10% will be required on acceptance of your finance agreement.
Consumer credit service provided by Pay4Later in association with Close Brothers Retail Finance. Pay4Later is licensed by the Financial Conduct Authority (Consumer Credit Licence: 0616240). For more information please refer to our frequently asked questions or visit frequently asked questions or visit http://www.pay4later.com/.
Close Brothers Retail finance is a trading name of Close Brothers Limited. Close Brothers limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority - Firm reference number 124750. For more information please visit http://www. closebrothersretailfinance.co.uk/.
Missing Payments - If you miss a payment you will incur extra charges, your credit record may be affected and you may find it harder to borrow again from us or another lender. We may also take legal action against you and may apply for a charging order over your home.
Pay4Later is an online finance gateway that links retailers and finance companies making it easy for finance companies and retailers to work together to offer consumers fast and convenient point of sale finance. Pay4Later act as a credit broker and not a lender. Pay4Later can introduce you to a limited number of finance providers.
Its quick an easy, simply follow the steps below: